This image was chosen by the people at Women Who Money. Pretty dramatic! But it’s true that debt is a freedom-killing set of chains for too many people.

Last week, our story was featured at Women Who Money. If you missed it, here it is:

Hi, I’m Ruth (aka Prudence Debtfree), and I live in a suburb of Ottawa, Canada’s national capital city. I’m 55 years old, and my husband David is 59. Of our 3 daughters, two are in their 20s and have flown the nest, and the youngest, 19, continues to live with us.

David and I earn a household income that is above average, but it’s not as high as the income we used to receive before the high tech bust of the early millennium sent us reeling.

Before the tough times set in, we had a bad habit of maxing out, and our debt-to-income ratio (total debt divided by total take-home income) just kept increasing. We carried our debts comfortably, and we thought we were doing fine.

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    1. Thank you, Nancy. It was both a challenge and a real satisfaction to write that article 🙂

    1. Thanks Brian. I would rather go to Nashville, but we’ll see. One way or another, we’ll do that scream!

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