Want It & Can Afford It. But Not Buying.

Our ’99 Dodge Caravan has seen better days, but it’s still driving. DH = Dear Husband Ramsey’s indicator of financial wisdom In May of 2012, I read Dave Ramsey’s The Total Money Makeover – the book that inspired us to start our journey out of debt. I remember a section in which Ramsey describes something that […]

In Praise of Snowshoeing: Physical, Financial, and Mental Health

Snowshoeing out from our backyard with my daughter (who took the photo). The personal finance bloggosphere is filled with comparisons between financial and physical fitness, and many FIRE bloggers are also marathon runners, tri-athletes, hikers… The “badass” way to go about physical fitness is to do it without paying a gym membership, but that presents […]

When Young Adult Children Need Help: Rescue or Coach?

DD2 = Dear second daughter DD3 = Dear third daughter DH = Dear husband The phone call I woke up to the phone ringing. The bright digits of my old clock radio impressed the time upon me: 5:08 am. I got up swiftly, fully awake. Full of worry. “What’s happened?” I wondered. Our two youngest had […]

Getting Away From “All-Or-Nothing” Compulsions

DH = Dear Husband A history of maxing out financially A month ago, I tried to explain one of my New Year’s resolutions for 2018: “A less S.M.A.R.T goal that I have is to fine-tune the self-discipline that I’ve been building over these last 5 years … I’d like to take another step away from […]