Prudence Debtfree’s Final Post

It will soon be too cold for bare feet in our backyard. DH = dear husband DFF = debt-free friend “You’re going to miss those people!” Ah! Sitting down to write my final post for Prudence Debtfree, I’m weepy. “You’re going to miss those people!” DH told me earlier this week. By “those people”, he …

Celebration! Debt-Freedom AND Our 25th Anniversary

DH = dear husband DD1 = dear first daughter DD2 = dear second daughter DD3 = dear third daughter When I first read Dave Ramsey’s The Total Money Makeover in the spring of 2012, I looked ahead to the grand finale as something impossibly remote. The last chapter of Ramsey’s book is about the step …

Debt-Freedom & the Blasey Ford / Kavanaugh Hearing: Weird

 Holding up my shoes. They’re off! DH = dear husband DFF = debt-free friend Friday September 28, 2018: Debt-Freedom! We’re officially debt-free! Friday offered one last obstacle to the final step of our journey out of debt. We bank with a no-fee subsidiary of one of Canada’s big banks. Friday, of all days, its online …

Our Debt-Freedom & Our 25th Anniversary

It’s hard to believe this photo was taken 25 years ago. DH = dear husband Our “PLOT TWIST” & its remarkable timing Our debt-freedom SHOULD have happened the first week of September when we paid off our mortgage. But it didn’t. This summer, we stumbled at the finish line and borrowed for the first time …

Mortgage-Free…But Keeping Sandals On

Mortgage-free, but keeping my sandals on. DH = dear husband Mortgage-free … “Let’s take a look at our mortgage,” DH said after the first week of September. We had made our very last payment of $1400, and I think we were hoping to see a lovely $0. DH scrolled down the page of our online …

My Old Post Is Published: A Timely Reminder

Remarkable timing In November of 2013, I wrote a post about debt, faith, and freedom. I was surprised this past February – of 2018 – to receive an email message from the Christian magazine Activated, requesting permission to publish the article.  When told that it would be published in September, I was struck by the incredible …

Prudence Debtfree Stumbles at Finish Line (Ugh!)

DH = dear husband DD3 = dear third daughter DD2 = dear second daughter DD1 = dear first daughter “You’re worried about what you’ll write on your blog.” Last week, I wrote rather cryptically: “Ironically, with our total debt-freedom only weeks away, DH and I were off our game.” I then vaguely stated that “we …

Debt-Freedom & Back to Basics: Budget Dates

DH = dear husband It was 3:12 am one early morning last week, and I’d woken up. By 3:40, it was clear that sleep just wasn’t going to happen any time soon. I reached over in the dark to pick up the novel I had almost finished reading, and I walked out of the room …

Prudence Debtfree’s Debt-Reduction Graph

DH = Dear Husband DD2 = Dear Second Daughter Producing my graph “If you had kept a spreadsheet of our debts month-by-month, you could have produced a graph in a few seconds,” DH told me earlier today. But I have not keep a spreadsheet. Instead, I’ve provided dozens of updates on our debt-reduction progress, and …