2 Nominations (Liebster & Sunshine) Warning: LOTS of Random Facts About Prudence

sunshine-blogger-award-300x300    &  liebster-award

Did you ever develop bad financial habits because of your conception of what was “cool”? Check out my post at Fruclassity about “Time Travel Therapy for Debtors”. Yuppy culture and The Big Chill had a negative impact on many areas of my personal finances – including grocery shopping! 


Two days ago, I opened up my e-mail to see a message from Laurie at the Frugal Farmer. She was nominating four bloggers for the Sunshine Blogger Award, and I was one. How nice!
Then I read a message from Kay at The Barefoot Minimalist. She directed me to her most recent post. “I hope you like it,” she said. “You’re one of the stars!” When I went to her site, I discovered that she had nominated three bloggers for the Liebster Award, and I was one. So how’s that for a Thursday morning?

Rules for Sunshine Blogger Award:

  • Thank the person who nominated you.
  • Answer the questions from the person who nominated you.
  • Nominate some other bloggers for this award.
  • Write the same number of questions for the bloggers you have nominated.
  • Notify the bloggers you have nominated.

Rules for Liebster Award:

  • Write a post about the fact that you’ve been nominated for the Liebster Award.
  • Answer the questions about yourself.
  • Nominate other blogs.

Let me begin by thanking Laurie and Kay. I never used to understand it when people said they had “online friends”. How was it really possible to be friends with someone over the internet? Well, I have discovered that it is indeed possible, and I am both honoured by your nominations and grateful for your friendship. I would love it if some day, we could get together IRL : )

My Answers to questions for Sunshine Blogger Award

#1: In your dream world, where would you live if you were financially independent?
Prudence: I would live in my own city, but my house would be located just outside the downtown section in an area with parks and close to water. It would be a moderate-sized old home that I would pay someone else to clean, in a neighbourhood in which I could walk or cycle everywhere and not need a car.
#2: Who is your favourite mentor?
Prudence: I try to be careful about not alienating people with “religious talk”, but my answer is Jesus Christ. Check out the Sermon on the Mount (Matthew 5-7) for the best mentorship to be found.
#3: What’s your favorite dessert?
Prudence: Carrot cake smothered in cream cheese icing. The best recipe I know of -for both the cake and the cream cheese icing – is the one in my old Moosewood Cookbook.
#4: What was your nickname growing up?
Prudence: I asked Laurie if I could plead the 5th on this one. I love my family dearly, but we had terrible nicknames for each other. My brother and I especially learned to hate our respective nicknames. I’ll use this question as an opportunity to encourage everyone to take a close look at the names you use to address those closest to you. It’s not “just a joke”, and it does mean something.
#5: What type of car would you own if money were no object?
Prudence: I’m not a real car person, but I would like to drive a Mini Cooper. (At my dream home from question #1, it would be OK to have a Mini Cooper in the driveway : )

My Answers to questions for Liebster Award

#1: How did you decide on the name of your blog?

Prudence: I wanted to be anonymous, and I thought of Mrs. Doubtfire and the way he/she combined two words to create a name. Debtfree was perfect. I talked with a colleague about what I wanted for a first name, and in response to her questions, I said I wanted a name that denoted wisdom. “Prudence” she said, without skipping a beat. And Prudence it is.

#2: Where does your blogging inspiration come from?

Prudence: It comes from real life experience. I was worried at first that I would run out of things to say about personal finances and getting out of debt, but I find that this area of life is connected to all other areas of life – so there is no running out of material.

#3: What is it that you love most about blogging?

Prudence: I love the interactions with people. There is a taboo on money talk in society, and so many of us have carried a secret shame about our finances – including our debts. Online, people open up. I love it when I read another person’s post and connect with it, and I love receiving comments from readers who connect with my posts. I’m convinced that personal finance blogs are the way our society is going to overcome our current record breaking levels of personal debt.

#4:  What is your favourite food?

Prudence: I LOVE food, and I am open to all kinds of it. If I have to choose a favourite, it’s Asian food. There’s an authentic Vietnamese restaurant in town that I don’t visit nearly as often as I used to before our journey out of debt began. Mmmmm…. Dangerous for me to think of it.

#5: What is your favourite thing to drink?

Prudence: I really like red beer : )

#6: What is an item you cannot live without?

Prudence: Uh … I know! Toe-nail clippers. My toenails become lethal weapons when they get too long – like now (because I can’t find my toe-nail clippers).

#7: What are eleven random facts about yourself?

Prudence: Really? Kay said, “Just let it free flow.” So here goes:

  1. I climbed Mount Kilimanjaro. Made it to the snow, but not the peak (altitude sickness). BEAUTIFUL!
  2. I LOVE Jane Austen.
  3. I have a really hard time doing push-ups.
  4. I can say some things in the Somali language because I work at a very multi-cultural school, and some of our Somali staff teach me. I can say: Good morning; Good afternoon; Good noon hour (something we just don’t say in English); Good evening; Happy New Year; Happy Eid; I’m tired; I’m hungry; I’m eating breakfast; Yes.
  5. My favourite book from my childhood was Anne of Green Gables.
  6. I went to a garden party at Buckingham Palace when I was 20 years old. (My dad worked as a research scientist for the government, and he had a one year work term in Hertfordshire, England. I think he got the invitation because he was working as a Commonwealth guest of the British government. As the youngest of their children, I was living with mom and dad in England after my first year of university, so I got to go.)
  7. My favourite summer job as a teen was as a day camp counselor for children aged 3-6.
  8. I self-published two children’s books and sold about 5,000 copies. (That life came to an abrupt end when I had to return to full-time work after DH lost his job. I have hundreds of copies that I’d like to donate. Anyone know of a good venue?)
  9. One Sunday after church, I fell into a conversation with two other women. We just could not stop talking, and we closed the place down. “Let’s get together at my place this Friday,” said one of the women. That was three years ago, and we’ve been getting together almost every week since – including last night.
  10. I’ve always done sports. I’m no champion – more of a jack of all trades. These are the sports I’ve competed in or done regularly: basketball, volleyball, track and field (high jump and 3000 m), cross-country running, cross-country skiing, competitive swimming, rowing, aerobics, cardio kickboxing. (Cardio kickboxing is what I do now, and I wrote about it at Fruclassity just this week in a post about the question of gym memberships for the frugal-minded.)
  11. I would love to time travel.

#8. If you could live anywhere in the world where would it be?

Prudence: In Jane Austen’s house. (Village of Chawton in Hampshire.)

#9. If you could meet anyone from history, alive or dead, who would it be?

Prudence: Jesus. I’d time travel to the Sermon on the Mount.

#10. What is your favorite outdoor activity?

This is a tough one . . . I think it’s hiking.

#11. Where do you see yourself in 5 years?

Prudence: Location-wise? Right where I am. Financially? Both debt-free and financially-free.

There you go! That’s more information than you ever wanted to know about me! Thanks again to Laurie and Kay.

Now for my nominations:

For the Sunshine Blogger Award, I nominate Laura Harris of Piggy Bank Dreams and Jennifer of Wanderlust Wallet.  Laura is a personal finance coach whose focus is a combination of practical finance and personal development. Jennifer blogs about her frugal living as an American expat living with her husband in Switzerland and traveling all over Europe.

For the Liebster Award, I nominate Brian of Debt Discipline and Hannah from Unplanned Finance. Brian and his wife have succeeded in paying off $109,000 in credit card debt and in saving up a whopping emergency fund. Just recently, Brian lost the job he’d had for 20 years. His journey continues, and he shares it with humility and honesty. Hannah’s life hit her at high speed shortly after her husband left his job to go back to school and she became pregnant with their first baby. Nothing like a baby to bring reality home! Hannah and her husband are establishing a foundation for their family’s future with frugal choices. I love the honesty of her blog.

The personal finance community provides such a great network of support. Let’s keep on blogging!

Your comments are welcome.

Join the Conversation


  1. I love that you combined the two awards into one post! You, my friend, are a GENIUS! 😀

    Loved all of your answers! I understand about family nicknames. My dad used to call my son “slush bucket” because he would spit up so much when he was a baby. I’m not talking the usual baby spit-up. I’m talking EXTREME baby spit-up. But I wish I’d dissuaded him more from that, because even said lovingly, it still is what it is. My mom would call him “poopy”. Not for any reason other than she thought that was a cute word. Um … I can’t explain that at all. So I do understand why you don’t want to divulge the nicknames. Unfortunately, family dynamics can be strange at best.

    Congrats on the double score Prudence! Couldn’t happen to a nicer lady! 😀

    1. The strangest words come out of my mouth when I’m talking to my loved ones – and the intention is always good. But I’m learning to stop myself and think about what I’m saying. Fortunately, it’s usually nonsense – like “Flumbeena Moohally” – which is probably OK. “Slush Bucket” and “Poopy”? I can imagine them being said with a loving grand-parenty expression, but you’re right: “it still is what it is.”

  2. Thanks for the nomination, Ruth! That brightened up my day! I absolutely loved your list of 11 random things. Seriously! I think as bloggers, we stick so closely to our niche that there isn’t very much room for talking about Jane Austen or climbing Mt. Kilimanjaro (WHAT???). I happen to love Jane Austen, too, by the way. 🙂

    What are your children’s books about??

    1. You’re right, Laura. It felt awkward at first as I started to write these answers – so different from what I usually write – but it got kind of fun after a bit. Which is your favourite Austen book? Mine is Persuasion. One of my children’s books is about a girl working out her issues with her dad through her discovery of a family of geese on a camping trip. The other is about a girl who learns what forgiveness is after a classmate yells a racial slur at her. I look forward to reading your answers!

      1. Powerful themes in your books, Ruth! It’s tough to pick a favorite Jane Austen book, since I’ve read or listened to them multiple times. It would be easier to say my least favorite: Mansfield Park. Technically I’ve read “Pride & Prejudice” the most, so I suppose that ranks #1. 🙂

    1. It just isn’t carrot cake without the cream cheese icing! Looking forward to your post : )

    1. I did go to her house when I was in England with my parents for that summer after my first year of university – but I definitely hope to go again. It’s so smart for you to see the sites now while you’re living in Europe! Soak it all in, and it will be with you forever : )

    1. I grew up in a jock family. Sports were just what we did. (And when it comes to beer, just about any type will do : )

  3. Congrats on all the nominations!! You are so timely with your nomination posts, I am the worst at coming up with fun facts about myself so I am terrible at following through with them 🙁 lol you’re really motivating me though! Loved learning more about you!!

  4. Ok – I love the fact that you chose red beer. I love it too and I’ve found that when I travel very far (I’m a KS girl) that many people have never heard of such a thing. I’ve always wondered if it was location-specific?

    1. I think that red beer is all over the place now. With Keith’s Red and Rickard’s Red … (Are these brands available Pittsburgh? I think they must be.) But you said “travel very far” – sigh. Alas, for overseas travel, I’m in no position to tell you. I think you’re good to go anywhere in North America though : )

      1. That’s Kayla in KS. 🙂 Sorry for the confusion!

        This was such a fun post! Learned so much about you and your holy moly exciting life! Those books… Might want to get in touch with Pauline from Reach Financial Independence? She has been trying to build education big time in her part of Guatemala and made a huge impact. Don’t know if they need English books out not, but worth getting in touch!!

        Also your dream home sounds perfect!

        1. Ah! I have so many problems with the Kayla / FF thing! But it’s right there in that first Femme Frugality comment: Kayla@Femme Frugality. I will start paying more attention. I promise! Thanks for the suggestion of getting in touch with Pauline. I’ll give it a go : )

  5. I LOVE these types of posts and I LOVE Jane Austen as much as you do. It’s amazing how her writing is still relevant and enjoyable today. Every year or so I re-read Pride and Prejudice and the BBC version of it is one of my all-time favorite movies to watch.

    1. Do you mean the one with Colin Firth? I have watched that more times than I care to admit! And I run a Jane Austen Book Club at my very multi-cultural high school. So cool to see Austen through the eyes of girls from the Middle-East, Asia, Africa, and Latin America : ) (Only 4 brave boys have joined this group over the years.)

  6. Cardio kickboxing? Now that sounds like fun. I will have to go check that out. Always fun to learn more about other bloggers with these awards.

    1. I highly recommend cardio kickboxing. Such a great work out, and so therapeutic to punch and kick a bit : )

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