Bad Money Management & Wake-up Calls

Rocky is always so happy to wake up!

DH = Dear Husband

Waking up: Rocky’s way vs. mine

I always know when our dog Rocky has woken up. Thump, thump, thump. It’s the  sound of a happy tail in the confines of his cozy crate.  I’m usually the first to see him, and I get the full benefit of his adoring gaze as he wags his enthusiasm for what is to follow. Am I going to go outside? Am I going to get breakfast? Oh, this is just too good to be true! His day is entirely predictable, but he wakes up and embraces it.

I don’t know about you, but I don’t wake up like that. I drift pleasantly enough through semi-consciousness, but once I hit that fully wakened state, there’s an immediate back-pedal reaction. Nooooooo! Not yet. A few minutes more… Sometimes, I trick myself back into that fog between sleep and wakefulness, and on rare occasions I manage to sink right back into sleep. But inevitably, I have to resign myself to consciousness.

Waking up to my financial state

When it came to waking up to my finances, I was much, much more stubborn. I remember significant wake-up calls in every decade I have lived. Life lessons with the clear moral to be wise with my money. But for some reason, I ignored each one and remained in denial. I kept hitting the snooze button . . .

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